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SBI Focuses on Retail, MSME Lending to Sustain NIM Above 3% — Rizz Jobsfinance

SBI Focuses on Retail, MSME Lending to Sustain NIM Above 3%

State Bank of India is focusing on retail and MSME lending to maintain its net interest margin above 3% amidst easing funding costs. This strategy aims to counteract slower CASA deposit growth and support fee income.

49d ago·2 min read
A bank representative assisting a customer with fixed deposit optionsfinance

Fixed Deposit Rates Surge to 7.75%: Earnings on Rs 25 Lakh FD

With fixed deposit rates rising to 7.75%, a Rs 25 lakh FD could yield significant monthly returns by 2026. This development offers a stable income stream for risk-averse investors.

49d ago·2 min read
Commercial Real Estate vs. REITs: A New Investment Era — Rizz Jobsfinance

Commercial Real Estate vs. REITs: A New Investment Era

Investing in Indian commercial real estate is evolving, with REITs offering a flexible alternative to direct property ownership. This shift democratizes access and provides liquidity.

49d ago·2 min read
A modern commercial building representing real estate investment optionsfinance

Commercial Real Estate: Direct Ownership vs. REIT Investments

Explore the evolving landscape of Indian commercial real estate investment. Discover how REITs offer a flexible, accessible alternative to direct property ownership.

49d ago·2 min read
Timeless Risk Management Lessons for Traders from Mothers — Rizz Jobsfinance

Timeless Risk Management Lessons for Traders from Mothers

Discover how timeless lessons from mothers can enhance risk management for stock market traders. From diversification to emotional control, these principles are key to sustainable investing.

49d ago·2 min read
Timeless Investing Wisdom: Bob Farrell's Rules for 2026 — Rizz Jobsfinance

Timeless Investing Wisdom: Bob Farrell's Rules for 2026

Bob Farrell's investing rules remain crucial for navigating market cycles. As 2026 approaches, these principles help investors manage volatility and avoid emotional pitfalls.

49d ago·2 min read
Multi-Cap Investing: A Strategy Inspired by Maternal Wisdom — Rizz Jobsfinance

Multi-Cap Investing: A Strategy Inspired by Maternal Wisdom

Multi-cap investing mirrors maternal wisdom by balancing immediate needs with long-term goals. This strategy offers diversification and consistency for Indian investors.

49d ago·2 min read
Global Gold ETF Demand Surges; India Marks 11-Month Inflow Streak — Rizz Jobsfinance

Global Gold ETF Demand Surges; India Marks 11-Month Inflow Streak

Global gold ETF demand rebounded with USD 6.6 billion inflows in April, while India marked its 11th consecutive month of positive flows, reflecting renewed investor interest.

50d ago·2 min read
Nithin Kamath Warns Against ULIPs and Endowment Plans — Rizz Jobsfinance

Nithin Kamath Warns Against ULIPs and Endowment Plans

Zerodha CEO Nithin Kamath cautions against the continued use of ULIPs and endowment plans, highlighting their inefficiencies. He urges investors to separate insurance from investment for better financial outcomes.

50d ago·2 min read
Nithin Kamath Criticizes ULIP, Endowment Plans in India — Rizz Jobsfinance

Nithin Kamath Criticizes ULIP, Endowment Plans in India

Zerodha's Nithin Kamath warns against the persistent use of ULIPs and endowment plans in India, highlighting their inefficiencies. He advocates for separating insurance and investment needs for better financial outcomes.

50d ago·2 min read
Bitcoin Steadies Near $80,000 Amid ETF Outflows and Market Caution — Rizz Jobsfinance

Bitcoin Steadies Near $80,000 Amid ETF Outflows and Market Caution

Bitcoin remains steady near $80,000 despite ETF outflows, indicating market resilience. Institutional demand supports Bitcoin, while altcoins see gains.

50d ago·2 min read
Tokenized Assets: A New Frontier for Indian Investors — Rizz Jobsfinance

Tokenized Assets: A New Frontier for Indian Investors

Tokenized assets are transforming how Indian investors access global markets, offering fractional ownership of international stocks. This innovation enhances portfolio diversification and aligns with India's digital financial evolution.

50d ago·2 min read
Bank of England's Bailey Warns on US Stablecoin Convertibility — Rizz Jobsfinance

Bank of England's Bailey Warns on US Stablecoin Convertibility

Bank of England Governor Andrew Bailey raises concerns over the convertibility of U.S. stablecoins during crises, urging robust regulation to ensure liquidity.

51d ago·2 min read
RBI Allows Banks to Count Quarterly Profits in Capital Ratios — Rizz Jobsfinance

RBI Allows Banks to Count Quarterly Profits in Capital Ratios

The RBI's new directive allows banks to include quarterly profits in their capital adequacy calculations, enhancing flexibility and resilience in capital management.

51d ago·2 min read
LIC's Bold $2 Billion Investment Amid Market Downturn — Rizz Jobsfinance

LIC's Bold $2 Billion Investment Amid Market Downturn

LIC has invested $2 billion in key stocks like Bajaj Finance and Infosys during a market downturn, showcasing a strategic and confident approach to long-term growth.

51d ago·2 min read
RBI Approves Kotak Mahindra's Strategic Stake in Federal Bank — Rizz Jobsfinance

RBI Approves Kotak Mahindra's Strategic Stake in Federal Bank

The RBI has approved Kotak Mahindra Bank's acquisition of up to 9.99% in Federal Bank, marking a strategic move that could reshape the banking landscape.

52d ago·2 min read
Mutual Funds and Retail Investors Persist Despite Stock Declines — Rizz Jobsfinance

Mutual Funds and Retail Investors Persist Despite Stock Declines

Despite continued buying by mutual funds and retail investors, several stocks have seen declines over the past two quarters, highlighting the complexity of market dynamics.

52d ago·2 min read
SBI Faces Treasury Challenges Amidst Stable Loan Growth — Rizz Jobsfinance

SBI Faces Treasury Challenges Amidst Stable Loan Growth

State Bank of India is set to announce its Q4 results, with analysts anticipating modest profit growth. Treasury losses may offset stable loan growth and margins.

52d ago·2 min read
Sebi's New Framework for Significant Indices Elevates Transparency — Rizz Jobsfinance

Sebi's New Framework for Significant Indices Elevates Transparency

Sebi has introduced a framework classifying indices as 'significant' if mutual funds track them with over Rs 20,000 crore in AUM. This aims to enhance transparency.

53d ago·2 min read
RBI Considers Foreign Bonds to Strengthen Rupee Amid Volatility — Rizz Jobsfinance

RBI Considers Foreign Bonds to Strengthen Rupee Amid Volatility

The RBI is considering allowing state-run banks to issue foreign-currency bonds to attract capital inflows and support the rupee. This strategy, last used decades ago, could provide a boost to the Indian economy.

53d ago·2 min read
Indian investors analyzing mutual fund performance on a digital platformfinance

Indian Investors Shift Focus from Direct Stocks to Mutual Funds

Indian retail investors and HNIs are shifting from direct stocks to mutual funds. This trend is driven by strong SIP inflows and declining FII participation, reshaping market dynamics.

54d ago·2 min read
Sebi's PaRRVA Framework: A New Era in Performance Validation — Rizz Jobsfinance

Sebi's PaRRVA Framework: A New Era in Performance Validation

The Sebi-backed PaRRVA framework, launched by CARE Ratings and NSE, aims to validate performance claims in the securities market, enhancing transparency and investor confidence.

55d ago·2 min read
Capri Global Capital Aims for ₹55,000 Crore AUM by FY28 — Rizz Jobsfinance

Capri Global Capital Aims for ₹55,000 Crore AUM by FY28

Capri Global Capital targets ₹55,000 crore AUM by FY28, focusing on gold loans and co-lending to boost profitability. Expansion plans include a larger branch network.

55d ago·2 min read
Mastering Trading in Volatile Markets: Key Strategies — Rizz Jobsfinance

Mastering Trading in Volatile Markets: Key Strategies

Success in today's volatile stock market requires more than luck. Traders must employ discipline, adaptability, and a deep understanding of market behavior.

56d ago·2 min read